Motability

Changes to the Motability Scheme from 1 July 2026

Did you know the Scheme is changing?

From 1st July 2026, major changes to the Motability Scheme, including VAT/IPT taxes, lower mileage allowances (30k over 3 years), increased excess fees, and new tyre rules, will apply to new leases. TrustFord advises ordering before this date to secure current allowances and benefits. [1, 2, 3, 4]

Key Motability Scheme Changes (From 1 July 2026)

  • Tax Changes: VAT on Advance Payments and Insurance Premium Tax (IPT) will apply to new leases, significantly increasing costs.
  • Mileage Allowance: Reduced to 30,000 miles for a 3-year lease and 50,000 miles for 5-year leases.
  • Excess Mileage: Increased fees for exceeding the allowance.
  • Tyre Replacement: Updated rules and limits on tyre replacements.
  • Travel Abroad: An admin fee and advance notice to the RAC will be required for taking cars abroad. [1, 2, 3, 4, 5]

TrustFord Motability Support

  • Secure Current Rates: Order now to lock in current mileage, benefits, and costs.
  • Electric Vehicles: New EV leases include a home charge point and standard installation.
  • Service & Support: Ongoing maintenance, servicing, and dealer appointments are included, with home visits available if you cannot visit a dealership.
  • Specialists: Dedicated specialists at TrustFord are available to guide you through the process

Choose your next Motability Scheme vehicle before the changes and our award winning Motability Specialists will be on hand to guide you every step of the way, helping you find the right vehicle and making the process simple and stress-free.

At TrustFord we are passionate about improving the lives of our customers and their families, and supporting them in achieving greater independence.

With thousands of TrustFord Motability Scheme customers, we pride ourselves on offering award-winning personalised service and advice to help find the perfect Ford for you.

Our priority is to provide impartial, free guidance on the Motability Scheme if you, or someone you care for, receives the Higher Rate Disability Living Allowance, Personal Independence Payment, War Pensioners’ Mobility Supplement or Armed Forces Independence Payment, to make sure we find the best fit.

Plus, with your Motability car you won’t have to worry about any extra costs because your lease will include everything to keep your car running smoothly:

  • Three named drivers on your policy
  • Servicing, maintenance and repairs
  • Full RAC breakdown assistance
  • Tyre and windscreen replacement
  • Adaptations available

 


David's Story

This is the story of how TrustFord helped our Motability Scheme customer David. Many people don't realise they qualify for a new Motability car as it's based on receiving benefits which can apply to a whole range of conditions, not just physical disabilities. At TrustFord our Specialists are committed to guiding you through the process and finding the right vehicle for you.

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