TrustFord Leasing & Contract Hire

We’re the world’s largest dedicated Ford dealership.

We offer competitive quotes contract hire, finance and outright purchase options and our aim is to make buying a commercial vehicle as hassle-free as possible.

With a network of 61 dealers across the UK supplying over 108,000 new and used vehicles per year, you have the peace of mind that TrustFord Leasing can deliver the solution you have been looking for.

Why choose us?

• You deal direct with the largest Ford dealer group in the UK
• Competitive pricing - what you see is what you get and no hidden charges
• We make leasing a commercial vehicle easy
• The largest supplier of Ford vehicles in the UK
• Vehicles are delivered to you at a time and location convenient for you

Finance Options

Ford Contract Hire

Contract Hire is a fixed term operating lease. You simply make an initial payment followed by fixed monthly rentals for the duration of the agreement.

Key Benefits

• Minimal capital outlay – typically six monthly rentals.
• Fixed repayments to assist with your cash-flow and budgeting.
• Your rentals are tax allowable.
• Additional line of credit for your business.
• No part exchange or disposal issues – the vehicle is returned at the end of the agreement.
• Road Fund Licence is included for the term of the agreement.
• If you break down, you’re covered all over the UK and Europe.
• Free replacement vehicle for up to 48 hours in the event of a breakdown (if attended by the AA and vehicle cannot be repaired at the roadside).
• Optional maintenance and servicing packages (at additional cost).

Note: You should always seek independent professional advice in relation to taxation and VAT issues. Restrictions apply.

Ford Finance Lease

Finance lease is a financing option available to businesses only. It allows payment of the entire cost of the vehicle over the life of the contract with or without a final 'balloon' payment.

• Key Benefits
• Minimal capital outlay – typically six monthly rentals.
• Fixed repayments to assist cash flow and budgeting.
• Tax and VAT advantages may be available.
• An additional line of credit for your business.
• Reduce your regular rentals by choosing the Finance Lease with a ‘balloon’ option.

Note: You should always seek independent professional advice in relation to taxation and VAT issues. Restrictions apply.

FAQs

How does Ford Finance Lease work?

• 1. Select the Ford Commercial Vehicle that’s right for your business.
• 2. Choose the hire period that's right for you and your business
• 3. Your Dealer will calculate your initial payment and fixed monthly rental
• 4. At the end of the agreement you are responsible for selling the vehicle on behalf of Ford Lease by choosing one of the following options:
  • a. Sell the vehicle on behalf of Ford Lease to a third party.
  • b. Agree a part exchange price with your Ford Dealer and the Dealer purchases the vehicle from Ford Lease.
• 5. Alternatively, you may extend the agreement into a secondary period by paying a nominal peppercorn rental of £100 + VAT per year.
• 6. If you have taken Finance Lease with a ‘balloon’ option you must settle the ‘balloon’ amount with Ford Lease at the end of the primary term.
• 7. Ford Lease will return 100% of sales proceeds to you. Less any fees associated with the vehicle sale.

How does Ford Contract Hire work?

• 1. Select the Ford Commercial Vehicle you want.
• 2. Choose the hire period that's right for you and your business (between 24 and 60 months).
• 3. Choose your maintenance option.
• 4. Choose your estimated annual mileage.
• 5. Your Ford Dealer will then be able to calculate your initial payment and fixed monthly rental.
• 6. At the end of the agreement, simply return the vehicle to us, take out a new Ford Contract Hire agreement and collect the latest model.

Are your Commercial Vehicle finance products only available for new vehicles?

No. Selected used Ford Commercial Vehicles are also available. Please speak to your Ford Dealer who will have full details.

Which product is best for my business?

Whether you’re a sole trader, partnership or limited company, we have a product to suit your needs. Simply use the 'Help me choose' diagram and Product & Features table for more information. You should always seek independent advice when it comes to business finance.

Will the interest rate change throughout my agreement?

No. All our business finance products offer fixed rate agreements, so you'll know exactly what you'll be paying over the duration of the agreement.

Do you charge any fees?

There are no fees for Ford Contract Hire and Finance Lease. Our standard fees for Ford Acquire products are: £125 for the Finance Facility Fee and £95 for the Purchase Fee. However, these fees may vary dependent on Marketing Promotions available at the time.

Are there any tax or VAT benefits when financing business vehicles?

The tax and VAT benefits differ for each company and customers are advised to seek independent financial advice before making any decision about acquiring a vehicle for their business.

Will I need a deposit?

Ford Acquire: In general, there are no minimum deposit requirements. Occasionally certain Marketing Promotions may require minimum deposits for Ford Acquire products. VAT registered customers are required to put the VAT amount on the vehicle price down as a deposit.

Ford Contract Hire and Finance Lease: Customers are required to make an initial payment, which is typically six monthly rentals plus VAT.

Who owns the vehicle?

Ford Acquire: Your business will own the vehicle once all payments (including the Final Balloon Payment where applicable) and the Purchase Fee have been made.

Ford Contract Hire: Ford Lease (the lessor) is the legal owner of the vehicle, however, the customer (the lessee) is responsible for any service, maintenance and repair costs (unless covered by an optional maintenance agreement*) plus any additional costs such as parking fines, traffic violations or accident damage.

Finance Lease: Ford Lease (the lessor) is the legal owner of the vehicle and the customer (the lessee) is the registered keeper of the vehicle.